The following is a concise summary of the text:
The text is a transcript of a YouTube video by Raditya Dika, an Indonesian writer, comedian and filmmaker. He talks about his journey of becoming financially literate and achieving his retirement goal by investing his income from writing and other creative works. He also shares how he was motivated by the words of some people who belittled or doubted his career as a writer and how he used that as a fuel to improve himself and diversify his skills. He encourages his viewers to focus on what they can change, not what they can't, and to start investing early for their future. He ends the video by hoping that someone can learn a lesson from his ramblings.
Here are some key facts extracted from the text:
1. The speaker achieved his financial goal of being able to retire with his current lifestyle at the end of last year.
2. The speaker started investing in his pension fund when he was 21 years old, after receiving his first book royalties.
3. The speaker was motivated to invest by a friend who told him that writers have a short career lifespan and people will forget them.
4. The speaker diversified his career from being a book writer to a screenwriter, a YouTuber, a film director and a stand-up comedian.
5. The speaker faced other challenges and discouragements from people who belittled his profession or achievements, such as a girl's father, an old friend and a fellow comedian.
6. The speaker used those negative comments as fuel to become a better person and to focus on what he can change, not what he can't.
7. The speaker advised others to start investing early, to differentiate themselves and to be prepared for the future.