Here is a concise summary of the provided transcript:
**Title:** A Personal Confession of Being Extremely Unlucky
**Summary:**
The speaker shares a lighthearted, humorous confession about their lifelong lack of luck in winning anything, from school raffles to end-of-year draws. They recall numerous instances where they didn't win, even when others around them did. However, the speaker reveals a silver lining: they discovered a Mastercard benefits program that offers a "buy one get one free" deal, which they see as their first-ever "win". The program rewards purchases with points redeemable for free items, providing a sense of triumph in their otherwise luckless life.
Here are the key facts extracted from the text, each with a number and in short sentence form, excluding opinions:
1. The speaker participated in a school raffle where they bought ticket number 38.
2. The winning number drawn was 100, far from the speaker's number.
3. The speaker's mother once won a raffle, but they did not.
4. As a child, the speaker went to bingo with their grandmother but did not win.
5. The speaker has participated in end-of-the-year draws at a mall but never came close to winning.
6. The speaker has never found money on the ground, not even a single coin.
7. Friends of the speaker have found coins while in the speaker's presence, but the speaker has not.
8. The speaker used a credit card to escape being locked in a bathroom at a club.
9. The speaker discovered a benefits program through Mastercard.
10. The Mastercard program allows for earning points with every purchase, which can be exchanged for rewards.
11. The program offers a "buy one get one free" deal for certain items or experiences, including movie tickets.