The speaker, Natália from Brazil, discusses the top 5 investments for those who want to start investing with a small amount of money, specifically 50 reais (approximately $12 USD) per month. She emphasizes the importance of setting a goal and investing regularly, rather than just saving money.
The top 5 investments mentioned are:
1. CDI (Certificate of Deposit) with immediate liquidity and a return of at least 100% CDI (around 5% interest).
2. CDB (Certificate of Bank Deposit) with 115% CDI (around 5.75% interest).
3. Direct Treasury with a fixed return of around 10% per year.
4. IPCA Treasury, a long-term investment with a fixed return above inflation.
5. Variable income investments, such as buying a portfolio of shares or ETFs (Exchange-Traded Funds) that follow a specific index, such as the Ibovespa.
Natália also mentions the importance of compound interest and provides examples of how investing 50 reais per month can lead to significant returns over time. She encourages viewers to start investing and to share the video with others who may be interested.
Here are the key facts extracted from the text:
1. The speaker, Natália, is from Brazil and has a finance channel.
2. She is discussing investments that can be made with 50 reais per month.
3. She mentions that 50 reais is a significant amount of money, equivalent to a lot of expenses.
4. She provides tips on how to save money by cutting unnecessary expenses.
5. She discusses five investment options, ranging from lowest risk to highest risk.
6. The first investment option is a CD (Certificate of Deposit) that pays at least 100% of the CDI (Interbank Deposit Certificate).
7. She mentions a specific CD that pays 200% of the CDI.
8. The second investment option is a CDB (Credit-Linked Deposit) that pays 115% of the CDI.
9. The third investment option is a direct treasury investment that pays almost 10% per year.
10. The fourth investment option is an IPCA (National Consumer Price Index) treasury investment that pays a pre-fixed profitability.
11. The fifth investment option is a variable income investment, such as buying shares of a company.
12. She mentions that investing in the stock market involves risk, but can also provide high returns.
13. She discusses the option of buying an ETF (Exchange-Traded Fund) that follows a specific index, such as the Ibovespa.
14. She provides a link to a waiting list for a course on variable income investments.
15. She emphasizes the importance of starting to invest, even with a small amount of money, in order to make money work for you.