The video discusses investing in real estate funds as a more accessible alternative to directly buying properties. The host explains that real estate funds offer advantages such as:
* No need for a large amount of money to invest (starting with R$150)
* Professional management
* Diversification of portfolio
* Liquidity, with the ability to sell shares in three days
* No income tax on rental income
The host invests R$1,150 in a real estate fund called KNR 11, which is managed by Itaú's real estate arm and has a yield of 74 cents per share. They explain that this investment can increase in value over time and provide a steady income stream. The host's objective is to buy enough shares to generate income to buy new shares, creating a "snowball effect" that grows their investment.
The video also mentions a partnership with Rico, a brokerage firm that offers a recommended portfolio and zero brokerage fees for buying real estate funds. The host encourages viewers to consider investing in real estate funds as a way to generate passive income and build wealth over time.
Here are the key facts extracted from the text:
1. The speaker is investing 1,150 reais in a securities fund.
2. The speaker is donating the income generated by the YouTube video to the Salvation Army.
3. The Salvation Army is a non-governmental organization (NGO) that helps thousands of people in Brazil and around the world.
4. The speaker is investing in a real estate fund, which has some differences from investing in real estate directly.
5. Real estate funds are traded on the stock exchange.
6. The speaker likes real estate funds and has around 25% of their portfolio in them.
7. You don't need a lot of money to invest in real estate funds; you can start with a small amount, such as 150 reais.
8. The speaker is using the Rico platform to invest in real estate funds.
9. The speaker is investing in a specific fund called KNR 11, which is managed by Itaú's real estate arm.
10. The fund buys real estate and distributes income to its shareholders.
11. The speaker earns 74 cents per share in income every month from the fund.
12. The income is reinvested to buy new shares, creating a snowball effect.
13. The speaker's main objective is to buy enough shares to generate income to buy new shares.
14. The real investment is in buying several properties, which are shown on the screen.
15. The income comes from rentals, and the speaker earns a proportional part of these rentals as a shareholder.
16. To redeem the money, you can sell the shares on the stock exchange, and the settlement takes three days.
17. The speaker has launched a new feature called the Members Area on YouTube, which offers exclusive content for subscribers.