The provided text appears to be a transcript of a conversation or a video recording with multiple participants, likely in an informal setting. The conversation is in Indonesian and covers various topics, including:
1. Food: The conversation starts with a discussion about meatballs and egg rolls. Later, they mention a new menu, including lizard chili and cap noodles.
2. Shopping: One participant talks about going shopping and looking for a specific type of umbrella that can play music.
3. Personal relationships: The conversation touches on personal relationships, with one participant mentioning a friend who is getting married and another discussing a loan of 2 million IDR.
4. Gossip and rumors: The participants engage in gossip and discuss rumors about someone's behavior, specifically mentioning a person named Neneng and her alleged infidelity.
5. Debt and interest: One participant discusses a loan of 2 million IDR and the interest rate, which seems to be a topic of concern.
6. Daily life: The conversation also covers daily life topics, such as cooking, eating, and going to the bank.
Overall, the conversation is informal and jumps between various topics, making it challenging to identify a single main theme or narrative.
Here are the key facts extracted from the text:
1. Someone borrowed 2 million and was charged 600,000 interest.
2. An administration fee of IDR 50,000 was also charged.
3. The total amount to be paid back was 2,600,000.
4. A land certificate was kept as collateral for the loan.
5. The loan had a fee for using a box, but it was not specified how much.
6. The borrower was required to pay the loan monthly.
7. A person named Toni was involved in some way with the loan or the borrower.
8. The borrower had to provide proof of the loan and its details.
9. The borrower was threatened with being reported to the police if they did not provide the information.
10. The conversation was recorded, but the recording was not clear.
11. A person named Nining was mentioned, and their voice was recorded.
12. The borrower was discussing the loan and its details with someone else.
13. The conversation involved multiple people, including the borrower, Toni, and others.
14. The loan was for a significant amount of money, and the borrower was concerned about the interest and fees.
15. The borrower was trying to negotiate the terms of the loan and the repayment amount.