The narrator shares three personal stories about people who borrowed money from him or others and failed to repay it.
The first story is about a classmate whose parents didn't give him pocket money, so he would constantly ask his classmates for loans, promising to repay them but often delaying or failing to do so. Eventually, the classmates found out about his deception, and his mother had to repay the debts.
The second story is about a classmate who was into football betting and borrowed money from his former classmates, claiming that his father needed urgent medical treatment in Europe. However, it was later discovered that he was using the money to bet on football matches, and his mother eventually repaid the debts.
The third story is about a popular girl who borrowed money from the narrator, claiming that her father had financial problems, but was actually using the money to hang out with her friends. Her brother eventually repaid the debt after the narrator confronted him.
The narrator also shares a recent experience where an old classmate who used to bully him asked for a loan, claiming that he was in a difficult situation. However, the narrator was not willing to help him, citing their past conflicts.
The narrator concludes by advising viewers not to lend money to people who don't treat them well or who are likely to take advantage of them. He suggests that people who lend money to others should be cautious and not expect to be repaid or appreciated.
Here are the key facts extracted from the text:
1. The narrator's classmate, Murat, borrowed money from him and promised to return it on Monday.
2. Murat did not return the money and instead borrowed from other classmates.
3. When the time came to pay back, Murat delayed and swore that he would return the money.
4. Murat's parents eventually repaid the debts to the other parents.
5. Murat admitted his mistake and saved up money to repay his debts.
6. Another classmate, who was interested in football, started making bets and lost money.
7. He borrowed money from classmates to pay for his bets, claiming his father was ill and needed an operation.
8. It was later discovered that the classmate's father was not ill, and he had used the money to buy a forecast for a fixed match.
9. The classmate's mother returned the money to the classmates who had lent it to him.
10. A popular girl in the narrator's school asked him for a loan, claiming her father had problems.
11. The narrator lent her the money, but later discovered that she had spent it on hanging out with friends.
12. The girl's brother apologized and returned the money to the narrator.
13. The narrator's classmate, who had bullied him in school, asked for a loan years later, claiming he needed money for a traffic fine.
14. The narrator refused to lend him money, citing their past conflicts.
15. The narrator advises against lending money to people who do not treat you well or who only ask for help when they need something.