A YouTube creator has obtained a highly exclusive JP Morgan Reserve credit card, typically reserved for clients with over $10 million in investable assets. The card offers benefits similar to the Chase Sapphire Reserve, including a $300 annual travel credit, 3x points on travel and dining, and airport lounge access. The creator was able to obtain the card through a private banking relationship, despite not meeting the typical wealth requirement. The card is made of metal, possibly with palladium, and is significantly heavier than other metal credit cards. The creator is excited to share their experience with the card and notes that it's a unique opportunity, with only a few unboxing videos available online.
1. The JP Morgan Reserve card is a highly exclusive credit card that is typically only available to JP Morgan private banking customers with over $10 million in investable assets.
2. The card has a $450 annual fee and offers benefits such as a $300 travel credit, three times points on travel and dining, and airport lounge access.
3. The card is made of metal and has a significant weight to it.
4. The card was previously known as the JPMorgan Palladium card, which was made of palladium and was estimated to be worth $800 to $1,000.
5. In 2017, JP Morgan discontinued the Palladium card and rebranded it as the JP Morgan Reserve card, lowering the annual fee to $450.
6. The card has a sign-up bonus of 60,000 points when you spend $4,000 in the first three months.
7. The card has a $300 travel credit that can be used twice, once in the current year and again on January 1st of the next year.
8. The card is significantly heavier than the American Express Platinum card.
9. The card has a unique design and comes in a box that feels like leather.
10. The card can set off metal detectors due to its metal composition.