The text is a transcript of a segment from Last Week Tonight with John Oliver, where he talks about the Equifax data breach that exposed the personal information of millions of Americans. He criticizes Equifax for its negligence, incompetence, and lack of accountability, and advises consumers to freeze their credit reports to prevent identity theft. He also makes jokes about Equifax's CEO, LifeLock's CEO, and Lindsay Lohan.
Here are some possible facts extracted from the text:
1. Equifax is one of the big three credit reporting agencies that keep financial data on millions of Americans.
2. Equifax suffered a data breach in July 2017 that exposed the private information of 145 million Americans, including their names, social security numbers, birth dates, and addresses.
3. Equifax did not inform the public about the breach until September 2017, and three executives sold nearly two million dollars in company stock before the disclosure.
4. The breach could have been prevented if Equifax had fixed a critical vulnerability in their software that they were alerted to by Homeland Security in March 2017.
5. Equifax offered consumers a year of free credit monitoring, but initially required them to waive their right to sue the company or join a class action lawsuit.
6. Equifax created a website for consumers to check if they were affected by the breach, but also tweeted links to a fake phishing site with a similar domain name.
7. Consumer advocates recommend freezing credit reports with all three major credit reporting companies (Equifax, Experian, and TransUnion) to prevent identity theft and fraud.
8. Equifax makes most of its money by selling consumer data to businesses, and has not faced significant consequences or lost customers as a result of the breach.
9. LifeLock, a third-party credit monitoring service that has seen a surge in business after the Equifax breach, purchases credit monitoring services from Equifax and has had its own legal and security issues in the past.
10. Todd Davis, the former CEO of LifeLock, publicly displayed his real social security number in an ad campaign to prove how safe his service was, and had his identity stolen 13 times.