Living On $133K In NYC At Age 22 | Millennial Money - Summary

Summary

Gabriella Carter, a recent Princeton graduate, earned over $2 million in scholarships through a combination of full-ride offers and external opportunities. She hails from Jamaica and grew up in London, driven by her family's pursuit of better opportunities. Gabriella shares that her journey began with researching scholarships online, initially facing many rejections but persevering to improve her application skills.

She ultimately chose Princeton due to its prestige and didn't have to worry about finances during college. Gabriella worked multiple campus jobs and received scholarship disbursements, allowing her to save over six figures before graduation.

Her financial goals include property acquisition and financial security to pursue her passions. Living in New York City, she allocates funds for savings and investments, aiming for early retirement with financial independence.

Gabriella runs an online scholarship advice platform, Chrome with Gabby, which she later monetized. Despite the challenges of entrepreneurship, she's enthusiastic about expanding her brand and continuing to help students achieve debt-free college education.

Overall, Gabriella's journey illustrates her dedication to scholarship success and her commitment to empowering others with financial knowledge.

Facts

Sure, here are the key facts extracted from the text:

1. The author earned over 1.8 million dollars in scholarships before choosing a college.

2. The author graduated from Princeton four years later with over two million dollars in scholarships.

3. Gabriella Carter is a 22-year-old recent graduate from Princeton University.

4. She earned $133,000 in New York City in the last year.

5. Gabriella was born in Jamaica and grew up in London.

6. She is the first person in her family to attend college.

7. Gabriella researched scholarships extensively on YouTube and Google.

8. She faced initial rejection but eventually won a $20,000 scholarship from the Coca-Cola foundation.

9. Gabriella saved over six figures in her bank account by the time she graduated.

10. She plans to acquire property and have financial freedom.

11. Gabriella moved to New York City in July 2022 and pays $4,500 a month for her apartment.

12. She allocates $5,000 to $10,000 per month for saving and investing.

13. Gabriella plans to retire early and continue working on her passions.

14. She quit her nine-to-five job as a Global Marketing analyst and now makes more money through her business.

15. She started Chrome with Gabby to provide scholarship information.

16. Gabriella earns money from posting online and collaborating with retailers.

17. Challenges of running her business include late payments, constant idea generation, and finding like-minded peers.

18. She plans to expand Grandma Gabby and create more content related to money and side hustles.

19. She aims to collaborate with schools for scholarship workshops.

These are the key facts without including opinions or subjective statements.