Summary:
In this video, we follow Jochem and Bertine as they undergo a financial assessment of their household. The couple has two children, Teun and Gijs. They have various assets, including a house, furniture, and a car. The real estate agent evaluates their house, which they bought nine years ago for €226,000. They still have a mortgage of €236,000. The assessment also covers their monthly expenses, including the mortgage, insurance, and other bills. The financial expert suggests potential areas where they can save money, such as reducing their grocery expenses. Additionally, the expert discusses their investment mortgage and offers advice on whether to make extra repayments or save in that option. Overall, the couple's financial situation is examined to provide recommendations for optimizing their finances.
1. The text describes a conversation about a couple's financial situation. The husband works as a manager at a Youth Care organization and earns a net income of €70-€100 per month. He also works as an independent copywriter on a part-time basis, earning €75 per hour.
2. The wife is a part-time copywriter and runs a foundation she established in her early life. She also has another foundation where she puts in a lot of hours.
3. The couple has two sons named Teun and Gijs. They have a house in Alkmaar, which they bought 9 years ago for €226,000. They have a mortgage of over €236,000, part of which is interest-only.
4. The couple's financial assets include their house, car, and personal belongings. The car is valued at €9,000.
5. The couple's debts include student loans, totaling €9,852.
6. The couple's financial situation is being evaluated by a financial expert, who is going through their financial papers.
7. The couple is considering selling their house, which is currently valued at €232,000.
8. The couple's total net worth is calculated to be €39,000.