Summary:
In this video, Victor visits Co and Miranda, a farming couple, to assess their financial situation and plan for their retirement. Co and Miranda own a farm with 140 cows, and their primary income comes from milk production. They discuss their limited savings and the challenges of farming finances.
Femke, an accountant, joins them to explore their financial situation, emphasizing the importance of building a buffer for unexpected expenses. They also discuss the value of Miranda's apartment in Utrecht, which could serve as an asset for their retirement.
Harold, an agricultural broker, appraises the farm's assets, including the stables, machinery, and cows. They calculate the estimated value of these assets.
In Utrecht, real estate agent André appraises Miranda's apartment and suggests a market price of €225,000.
Overall, the video highlights the financial challenges faced by Co and Miranda as they plan for retirement while running a dairy farm.
1. The narrator examines Victor and Miranda's finances, particularly their savings and the value of their farm.
2. Victor and Miranda own a farm with 140 cows and they are concerned about their financial future.
3. The farm is located in Bunnik, a town near Utrecht.
4. The farm is valued at €13650 with the contents of the house in Utrecht valued at €225000.
5. The total value of the cows on the farm is €155,000.
6. Miranda's house in Utrecht is valued at €225,000.
7. The total value of the farm, including the cows, is €687,33.
8. The farm is not owned by Victor and Miranda, but they run it and it contributes to their income.
9. The cows are milked twice a day and their milk is sold for income.
10. Miranda also earns money from renting out her house and from organizing events.
11. Victor and Miranda are concerned about their retirement and how to arrange their pension.
12. They are considering transferring the company to their children.
13. The farm is appraised by agricultural broker Harold van Rooij.
14. The total value of the farm, excluding the land, is €687,33.
15. The total value of the farm, including the land and the contents, is €2,257,33.
16. The total value of the cows on the farm is €155,000.
17. The total value of the house in Utrecht is €225,000.
18. The total value of the farm, if it were to be sold today, is €590,000.
19. The total value of Victor and Miranda, including the farm and the house, is €2,982,33.
20. They are offered a glass of milk to celebrate their newfound wealth.
21. The narrator thanks Victor and Miranda for their hospitality and suggests viewing .nl to learn more about their situation.