Here is a concise summary of the provided text:
**Title:** The Secret to Becoming Rich (as shared by Harkat)
**Story Overview:**
* Harkat, a kind and wealthy man, reveals the secret to his wealth to his friends.
* He shares a past experience where he met a money-lender named Alchemist who taught him the key to becoming rich.
* The secret: **save at least 10% of your earnings for yourself** and **reinvest the profits** instead of spending on useless things.
**Key Takeaways:**
1. **Save 8-10% of your earnings** and live on the remaining 90%.
2. **Seek advice from experts** before investing or making important financial decisions.
3. **Reinvest profits** from investments until your spending no longer affects your earnings.
**Moral:** Building wealth requires discipline, patience, and wise investing. Start saving and investing early to reap long-term benefits.
Here are the key facts extracted from the text, keeping each fact a short sentence, numbered, and excluding opinions:
**Person and Storyline**
1. A man named Harkat shared his story of becoming wealthy with his friends.
2. Harkat met a money-lender named Alchemist (also referred to as Alka Mishra, Altamash, and Kamini in different parts of the text, likely due to transcription errors).
**Events and Actions**
3. Harkat was tasked by Alchemist to write "Nine Floors" on a clay tablet within two days for two extra copper coins.
4. Harkat failed to complete the task on time but offered to finish it for free in exchange for Alchemist's secret to becoming rich.
5. Alchemist shared his secret with Harkat after the task was completed.
6. Harkat started saving one-tenth of his income based on Alchemist's advice.
7. Harkat initially invested his saved money with a friend who went to buy jewelry from another country, but the friend cheated him.
8. Harkat started saving and investing again after the loss.
9. In his second attempt, Harkat invested in brass and partnered with a shield maker for a share of the profit.
10. Alchemist advised Harkat against spending his investment earnings on "useless things" and instead to reinvest them.
**Investment and Savings Principles**
11. Alchemist advised saving at least 10% of one's earnings.
12. It's suggested to invest saved money wisely, seeking advice from experts in the field.
13. One should reinvest earnings from investments rather than spending them on non-essential items.
**Timeline**
14. Harkat applied Alchemist's advice for over a year before making a significant investment.
15. Alchemist checked in with Harkat after 2 years, by which time Harkat's investments were generating money for him and would for his future generations.