This text appears to be a transcript of a conversation or narration about a couple named Hilko and Esther and their financial situation. The conversation touches on various topics, including their home, their collection of vinyl records and music magazines, their expenses, and their plans to travel to America. It also mentions the appraisal of their possessions and the value of their home. Overall, it provides insights into their financial situation and interests.
1. The document is a transcript from a TV show where the hosts discuss the financial worth of a couple's belongings and lifestyle.
2. The couple, Ko and Esther, are NS employees who have been together for 33 years.
3. They have a shared passion for traveling to America, specifically following Route 66.
4. Their house, purchased in 2005, has undergone numerous renovations.
5. They have a collection of music records, with an estimated worth of €12,500.
6. They also own a collection of music magazines, with an estimated worth of €4,500.
7. Their house has a living area of 150 square meters and was bought for €255,000.
8. The house is appraised at €300,000.
9. They have a mortgage on the house amounting to €277,000.
10. They have built up an equity of €64,000 in the house.
11. Their total assets, including belongings, savings, and real estate, are estimated to be worth €300,287.
12. They have a combined income of €2,847 per month.
13. They plan to retire and continue living in America, and have set aside €1,200 per month for this purpose.
14. They also have a buffer of €250.
15. They aim to save €1,000 per month for long-term purposes.
16. They have a total net worth of approximately €5000 per month.
17. The hosts suggest that they are worth around one and a half tons, based on their assets and lifestyle.
18. The couple's financial situation is considered to be financially stable and they are well-prepared for their future.