The video is about investing in the direct treasury, specifically the Selic treasury, in Brazil. The host explains the benefits of investing in the direct treasury, including higher returns compared to savings accounts and the ability to withdraw money before the maturity date without losing value.
To invest in the direct treasury, one needs to have a CPF, a bank account, and a broker or digital bank account. The host demonstrates how to invest 100 reais in the Selic treasury using a digital bank account, but discovers that the minimum investment required is 100 reais and 6 cents, not 100 reais.
The host then uses the Treasury Department's financial simulator to compare the returns of investing in the Selic treasury versus a savings account. The simulation shows that investing in the Selic treasury can yield significantly higher returns, with a difference of almost 300 reais over a period of time. The host encourages viewers to share the video with others who may not know about the benefits of investing in the direct treasury.
Here are the key facts from the text:
1. To invest in the direct treasury, you need a CPF (Brazilian tax ID number), a bank account, and a brokerage account.
2. The Selic Treasury is a type of investment that allows you to withdraw money before the expiration date without risking losses.
3. The minimum investment in the Selic Treasury is 30 reais (approximately $7.50 USD).
4. To invest in the Selic Treasury, you need to have at least 1% of the total price of the security, which is 10,005 reais (approximately $2,500 USD).
5. The Selic Treasury yields more than a savings account, with a difference of almost 300 reais (approximately $75 USD) over a 5-year period.
6. You can invest in the Selic Treasury with a fixed income or a variable income.
7. There are no administration fees for investing in the Selic Treasury through a digital bank.
8. You can use a financial simulator on the Treasury website to calculate the returns on your investment.
9. Investing in the Selic Treasury is a low-risk investment, as the government guarantees the returns.
10. You can invest in the Selic Treasury with as little as 100 reais (approximately $25 USD) per month.
Note: The text is in Portuguese, and I've translated it to the best of my abilities. If there are any discrepancies, please let me know.