The video discusses the importance of managing one's finances effectively. The speaker shares their personal experience of being frugal and making smart financial decisions, which has allowed them to save money and live a comfortable life. They emphasize the need to prioritize spending on essential things such as education, health, and real estate, rather than wasting money on luxuries like expensive food, cars, and travel.
The speaker also shares some personal anecdotes, including a story about giving 200 hryvnia to a poor woman, which she was able to use to buy food for a month. They also mention that they use an app to track their expenses, which helps them to make smart financial decisions.
The speaker's main message is that being rich is not just about earning a lot of money, but also about spending it correctly. They encourage viewers to change their values and prioritize saving and investing for the future, rather than wasting money on unnecessary things.
Some key takeaways from the video include:
* Be frugal and make smart financial decisions
* Prioritize spending on essential things like education, health, and real estate
* Use tools like apps to track expenses and make smart financial decisions
* Being rich is not just about earning a lot of money, but also about spending it correctly
* Change your values and prioritize saving and investing for the future
Here are the key facts extracted from the text:
1. The author is in the city of Belgorod.
2. The author met a grandmother who was begging for money.
3. The author gave the grandmother 200 hryvnia.
4. The author believes that people should treat money as an investment.
5. The author thinks that clothes, entertainment, and other illiquid goods are not worth spending money on.
6. The author eats at a canteen because it is cheap and the food is okay.
7. The author wears old clothes and doesn't spend money on fashionable items.
8. The author believes that traveling is not just for rest or relaxation, but for grabbing a piece of European civilization.
9. The author's mother is an economist who taught him to count every penny.
10. The author uses an application to catalog all his expenses.
11. The author believes that saving small amounts of money is important.
12. The author thinks that education, health, and real estate are the most important things to spend money on.