A woman, Olga, was scammed by a car dealership when buying a car on credit. She was sold a Chinese FAW car, which she didn't want, and was misled about the loan conditions. The car dealership, with the help of a bank and a third-party company, created a complex contract that included additional services that Olga didn't need. The contract was designed to make it difficult for Olga to cancel or change the loan conditions.
Olga was forced to pay a large sum of money for the car and the additional services, which she couldn't afford. She tried to seek help from lawyers, but they also scammed her. The situation was eventually resolved with the help of a YouTube channel and a car dealership expert, who negotiated with the car dealership to buy back the car and close the loan.
The video creator warns viewers about the dangers of car scams and advises them to be careful when buying a car on credit. He also provides tips on how to avoid falling victim to such scams, including carefully reading contracts and seeking advice from experts.
Here are the key facts from the text:
1. Olga, a single mother, bought a car from a car dealership in Moscow.
2. The car was a Chinese-made FAW V5.
3. Olga paid 528,000 rubles (approximately $8,800 USD) for the car.
4. The car had a mileage of 2,000 km when Olga bought it.
5. The car dealership promised Olga that they would provide her with a loan from Plus Bank.
6. Olga was required to pay for additional services, including a VIP assistance program, which cost 99,000 rubles (approximately $1,650 USD).
7. The loan contract had an interest rate of 26% per year.
8. Olga's monthly payments were 19,862 rubles (approximately $331 USD).
9. The car dealership provided Olga with a Vehicle Certificate of Title that showed the car was produced in 2014.
10. Olga discovered that the car had been previously owned by two other people who had returned it to the dealership.
11. Olga tried to return the car to the dealership but was refused.
12. Olga sought help from a law firm, Pretor, but they did not provide her with any assistance.
13. The narrator of the story helped Olga to negotiate with the car dealership and the bank.
14. The car dealership agreed to buy back the car from Olga for 500,000 rubles (approximately $8,333 USD).
15. Olga was able to close the loan and return the car to the dealership.
16. Olga lost approximately 300,000-350,000 rubles (approximately $5,000-$5,833 USD) in the whole situation.
17. The narrator warned viewers to be careful when dealing with car dealerships and to read contracts carefully.
18. The narrator also mentioned that there is a website called "car dealerships' maps of the RF" where people can see real reviews of car dealerships.
Note: Some of the facts may be mentioned multiple times in the text, but I have only listed each fact once.